Poughkeepsie Bankruptcy Attorney
Make a Fresh Financial Start
If you are struggling with debt and you’re unable to pay your bills, Chapter 7 or Chapter 13 bankruptcy may be the best path to debt relief. While many people are hesitant to consider bankruptcy as an option, it can be the fastest and most effective way to:
- Stop creditor harassment
- Stop foreclosure
- Reduce or eliminate debt
- Prevent repossession of a vehicle
- Stop wage garnishment
- Begin building new credit
I’m attorney Osa Igunbor, and I can help you make a fresh financial start through bankruptcy. I’m here to answer your questions and guide you through the bankruptcy process in an efficient and cost-effective manner.
Chapter 7 and Chapter 13: Newburgh Debt Relief Lawyer
Chapter 7 bankruptcy is typically the preferred chapter because it provides for total liquidation of all outstanding unsecured debt.
You may not know whether you qualify for Chapter 7 bankruptcy. The best way to find out is to contact an experienced Poughkeepsie bankruptcy lawyer.
If you don’t qualify for Chapter 7, Chapter 13 is an effective option that involves the creation of a custom, manageable payment plan that allows you to pay back a portion of your debt over a three- to five-year period. After successful completion of the plan, any remaining unsecured debt will be discharged. Some examples of unsecured debt include: credit card debt, medical bills, cell phone bills, and payday or personal loans.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.